申银万国期货助力陕西富县2025年郑商所苹果“保险+期货”项目启动

Core Viewpoint - The "Insurance + Futures" model is being implemented in Fuxian County to support rural revitalization, particularly focusing on the apple industry, with a project launch meeting attended by various stakeholders [2][4]. Group 1: Project Overview - The 2025 apple "Insurance + Futures" pilot project was officially launched, with detailed arrangements and responsibilities outlined for its implementation [3][4]. - The project aims to enhance farmers' income and contribute to rural revitalization by ensuring comprehensive insurance coverage for apple farmers [4][5]. Group 2: Financial Impact - Since 2019, Fuxian County has implemented the "Insurance + Futures" pilot project for six consecutive years, with total premiums nearing 794 million yuan, supported by the exchange with 379 million yuan, covering over 12,263 farmers and nearly 190,000 acres of apple orchards [5]. - The project has achieved significant results, with total compensation reaching 612 million yuan, demonstrating a strong return on investment for participating farmers [5]. Group 3: Implementation Strategy - The project leader, Shenyin Wanguo Futures, has adopted a phased approach to enhance insurance effectiveness, providing income protection during price declines and utilizing options to mitigate premium losses during price rebounds [6]. - The successful implementation of the project has improved farmers' ability to withstand market risks and stabilized their income, thereby promoting the sustainable development of the apple industry in Fuxian County [6].