半夜重磅！深圳优化楼市政策

Core Viewpoint - The article discusses the recent adjustments to real estate policies in Shenzhen aimed at meeting residents' housing needs and promoting a stable real estate market Group 1: Adjustments to Housing Purchase Policies - Residents eligible to purchase commercial housing in specific districts can buy an unlimited number of properties, including local and non-local families with certain conditions [1] - Non-local families without proof of continuous social insurance or tax payments are limited to purchasing two properties in designated districts [1] - No qualification review is required for purchasing properties in Yantian District and Dapeng New District [1] - Single adults are subject to the same housing purchase restrictions as families [1] Group 2: Adjustments for Enterprises and Institutions - Enterprises can purchase commercial housing within the city to address employee housing needs, with specific conditions for certain districts [1] - In districts like Futian, Nanshan, and Bao'an, enterprises must meet criteria such as a minimum establishment period and tax contributions [1] Group 3: Personal Housing Loan Policy Adjustments - Financial institutions will no longer differentiate between first and second home loans in terms of interest rate pricing, allowing for more flexible loan terms [2] Group 4: Changes to Housing Fund Management - New regulations propose six additional scenarios for withdrawing housing funds to support employees' housing purchases [3] - Employees can withdraw housing funds for down payments on first and second homes, with specific limits on withdrawal amounts [3] - Tax payments related to home purchases can also be covered by housing fund withdrawals, with applications required within three years of tax payment [3] - The scope for loan repayment withdrawals is expanded nationwide, allowing employees to use housing funds for loans on homes purchased outside Shenzhen [3]