毕业生注意！“社保陷阱”有哪些？一图弄懂

Core Viewpoint - The article emphasizes the importance of social insurance rights for employees and warns against common pitfalls in the workplace regarding social insurance contributions [4][6][8]. Group 1: Social Insurance Obligations - Employers are required by law to register employees for social insurance within 30 days of employment, including during the probation period [4]. - Employees must be enrolled in social insurance regardless of their probation status, as failing to do so can lead to loss of benefits such as pension accumulation and coverage for work-related injuries [4][6]. Group 2: Misleading Practices - Companies offering agreements to voluntarily waive social insurance contributions in exchange for higher monthly salaries are acting unlawfully, as this obligation cannot be altered or waived by mutual agreement [6]. - Using the minimum contribution base for social insurance is also illegal and detrimental to employees, as it significantly affects future pension benefits [6]. Group 3: Illegal Practices - The practice of "hanging insurance" (挂靠) is highlighted as illegal, where individuals falsely claim to be employees of a company to obtain social insurance coverage while not actually working there [8]. - Individuals without fixed employment can participate in social insurance through legitimate channels, avoiding the risks associated with "hanging insurance" [8]. Group 4: Responsibilities of Employers - Employers have a legal obligation to enroll their employees in social insurance, which not only protects employee rights but also mitigates potential disputes and risks for the company [8].