现在买什么适合存着当养老金用？

Group 1 - The article discusses the idea of investing in stocks for retirement, emphasizing the importance of long-term holding and dividend income to enhance retirement fund replacement rates [1][2][3] - There is skepticism about buying stocks for retirement during a bull market, with suggestions to wait for a market downturn to make investments [2][8][9] - Some participants recommend investing in low-volatility dividend ETFs as a more stable option compared to individual stocks, which carry higher risks [3][17] Group 2 - Specific stock recommendations include Longjiang Power, Huaneng Power, and China Mobile, which are noted for their high cash flow and dividend yields [10][20] - The article mentions the importance of selecting companies with a long history of stability and growth, particularly those that have survived financial crises [11] - Alternative investment options discussed include U.S. ETFs like QQQ and SPY, as well as commodities like gold, to hedge against inflation and market risks [19][21]