Core Viewpoint - The core viewpoint of the article emphasizes that financial technology (FinTech) is essential for the digital transformation and high-quality development of securities companies, driven by decision-makers within the organization [1][3][11]. Industry Development - The high-quality development of the securities industry is a dual requirement from national strategy and market competition, as highlighted by the recent government guidelines aimed at enhancing regulation and preventing risks [5][6]. - The evolving market dynamics, including the shift from a seller's market to a buyer's market, necessitate a transformation in the operational models of securities firms [6]. Digital Transformation - Digital transformation is defined as the elevation of business models and innovation in management practices, with FinTech serving as a crucial support and driving force for this transition [6][11]. - The year 2025 is anticipated to be a pivotal year for the application of intelligent technologies in the industry, with major firms already promoting related applications [6]. Business Areas for High-Quality Development - High-quality development in securities firms should focus on several business areas, including wealth management, institutional trading, and investment banking, with an emphasis on risk reduction and alignment with national strategies [8]. - Internationalization and systemic risk prevention are also critical dimensions for achieving high-quality development [8]. Practical Innovations by Guangfa Securities - Guangfa Securities has implemented several innovative practices, such as linking client assets under management (AUM) to advisor performance, enhancing client service through AI upgrades in their "Yitaojin" app, and introducing AI capabilities in investment banking processes to prevent fraud [9][10]. - The "Dongmi Bao" platform has been developed to regulate trading behaviors of specific shareholders in listed companies, serving over 560 companies with more than 1700 compliance alerts [10]. - The "Guangfa Zhihui" platform offers comprehensive lifecycle services for institutional and corporate clients, supporting complex business operations and risk prevention [10]. Conclusion - Financial technology is not only a support mechanism for digital transformation but also a vital driving force for enhancing management quality and safeguarding investor assets, ultimately empowering the entire industry towards high-quality development [11].
辛治运:数智化转型是券商落实高质量发展的核心举措