职工医保账户余额可以转账了！这样开通→操作方法

Core Viewpoint - The article discusses the functionality of the medical insurance wallet, which allows insured individuals to transfer funds from their personal medical insurance accounts to their close relatives' accounts for medical expenses, including cross-province transfers [2][4]. Group 1: Medical Insurance Wallet Overview - The medical insurance wallet is a fund account opened by the medical insurance department for insured individuals, linked to their personal medical insurance code [2]. - Insured individuals can use the wallet to transfer funds to close relatives for medical treatment and medication purchases, facilitating inter-family support [2]. Group 2: Cross-Province Fund Sharing - Previously, the personal medical insurance account only allowed fund sharing within the same province. Now, if an insured person has surplus funds in their account, they can transfer money to family members in different provinces, provided the family members are enrolled in basic medical insurance locally [4]. Group 3: Wallet Opening Process - To open a medical insurance wallet, users must log into the "National Medical Insurance Service Platform" and confirm their information to complete the wallet setup [6][10][12]. Group 4: Transfer Process - Users can initiate a transfer by filling out the recipient's information and submitting a transfer request. The transfer limits include a maximum of three transactions per day and a maximum amount of 2000 yuan per transaction [18][22]. - If the recipient does not accept the transfer promptly, the funds will be returned to the sender's account the next day [24].