为啥同一品种，收益率会有差别？｜投资小知识

Core Viewpoint - The article emphasizes the importance of investing during bear markets and utilizing strategies like dollar-cost averaging to lower investment costs, ultimately leading to profitability when markets recover [3][6][9]. Group 1: Investor Behavior - A significant portion of investors enter the market during bull runs, with 70% of A-share accounts opened during the bull markets of 2007 and 2015 [2]. - Investors tend to show increased interest and investment during market uptrends, often influenced by the success of peers [2]. Group 2: Investment Strategies - Dollar-cost averaging during market downturns can effectively reduce the average cost of investments, allowing investors to profit even if the market does not return to previous highs [3][4]. - Historical data indicates that investors who consistently engaged in dollar-cost averaging or increased their positions during bear markets were among the first to achieve profitability [6]. Group 3: Experience Accumulation - The initial investment experience, particularly during the first cycle of bear and bull markets, is crucial for learning and developing investment strategies [7][9]. - The recent bear market from 2022 to 2024 is noted as the longest in the past decade, providing valuable lessons for future investment decisions [9]. Group 4: Future Market Outlook - The article suggests that over the next 30 years, investors are likely to experience multiple cycles of bear and bull markets, presenting numerous opportunities for undervalued purchases and overvalued sales [9][10].