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全球最适合养老的十个国家
财富FORTUNE·2025-09-23 14:03

Core Viewpoint - The article discusses the increasing trend of American retirees seeking overseas retirement options, highlighting the lack of a formal retirement visa in the U.S. and the appeal of countries offering specialized retirement visas [2][3]. Summary by Sections Retirement Visa Rankings - The "Global Citizen Solutions" report ranks 44 countries based on their passive income and retirement visa programs, evaluating 20 key indicators across six categories, including visa processes, citizenship difficulty, economic factors, tax benefits, quality of life, and safety [2][3]. Top Countries for Retirement - The top-ranked countries for retirement are predominantly in Europe and South America, with Portugal leading the list, followed by Mauritius and Spain [3][7]. Portugal - Portugal ranks first due to its D7 visa, which is designed for individuals with stable passive income. Applicants must demonstrate a monthly income of at least €870. The visa processing time is approximately 12 months, and after five years of residency, one can apply for permanent citizenship [5][6]. Mauritius - Mauritius is ranked second, requiring retirees to prove a monthly income of at least $1,500 for residency. The visa processing time is generally around three months, and the country offers favorable tax conditions, including no property or inheritance tax [6][8]. Spain - Spain ranks third with its Non-Lucrative Visa (NLV) for non-EU citizens, requiring proof of a monthly income of at least €2,400. The processing time is about three months, and after ten years of residency, one can apply for citizenship [9]. Uruguay - Uruguay is fourth, requiring a monthly income of $2,000 for residency, with a processing time of about one month. The country does not tax foreign income and allows dual citizenship [10]. Austria - Austria ranks fifth, offering independent residency permits for those who can support themselves. The processing time is around four months, and after ten years of residency, one can apply for citizenship [11].