2025年全球跨境支付服务行业洞察报告

Core Insights - The global cross-border e-commerce market is continuously expanding, with a steady increase in the share of goods trade, and China remains a dominant player in the global cross-border e-commerce landscape, reinforcing an export-oriented structure [1][11][17]. Group 1: Global Cross-Border Trade Market Data - From 2020 to 2024, global import and export trade is expected to achieve an average annual compound growth rate of approximately 8%, driven by service trade, which is becoming the core force behind global trade expansion [2][7]. - The World Trade Organization (WTO) has adjusted its forecast for global merchandise trade growth from +2.7% to -0.2% for 2025, indicating rising systemic risks in global trade [2]. Group 2: China's Cross-Border Trade Market Scale - China's goods and services import and export trade is projected to grow at an average annual compound growth rate of about 8% from 2020 to 2024, maintaining a stable global trade share of around 11% [7]. - The diversification of China's export markets is evident, with significant growth in Asia, Europe, and North America, despite ongoing trade tensions with the U.S. [7]. Group 3: Global Cross-Border E-Commerce Market Data - The global cross-border e-commerce market is expected to grow at a compound annual growth rate of 17% from 2020 to 2024, driven by consumer demand for diverse products and the digital transformation of traditional trade [11][17]. - Social e-commerce is rapidly rising, with content-driven marketing and short video sales models reshaping user acquisition and decision-making processes [11]. Group 4: Global Cross-Border Payment Market Size and Forecast - The global cross-border payment market is projected to grow from approximately $141.1 trillion to nearly $194.6 trillion between 2020 and 2024, with personal cross-border payments experiencing a growth rate exceeding 30% [26]. - The shift towards consumer-centric payment solutions is expected to drive the evolution of the cross-border payment industry into a more diversified ecosystem [26]. Group 5: Cross-Border Third-Party Payment Service Value - Cross-border third-party payment service providers are increasingly recognized for their value in enhancing operational efficiency, transaction speed, and currency support, particularly for high-frequency transactions in cross-border e-commerce [28][29]. - The market for cross-border third-party payment services is anticipated to grow significantly, reaching over $1 trillion by 2029, driven by the diversification of trade participants and the expansion of digital transaction scenarios [33]. Group 6: Competitive Landscape of Cross-Border Payment Services - The cross-border third-party payment service market is showing a trend of increasing concentration, with leading firms leveraging technology and scale to enhance payment efficiency and security [38]. - The competitive advantages of top-tier service providers are being reinforced through a deep understanding of the cross-border e-commerce ecosystem and localized operational experience [38]. Group 7: Emerging Market Opportunities - The expansion of China's cross-border e-commerce into emerging markets such as Southeast Asia, Latin America, and Africa presents both opportunities and challenges, necessitating enhanced local payment capabilities from service providers [47][49]. - Key countries to focus on in emerging markets include Singapore, Indonesia, Thailand, Brazil, Mexico, Saudi Arabia, UAE, Nigeria, and South Africa [49].