250万能否职业投资养活自己？

Core Viewpoint - The article discusses the author's financial situation and plans for early retirement (FIRE), highlighting the importance of passive income and investment strategies for achieving financial independence [1][2][19]. Investment Strategy - The author has a total investment account of approximately 2.5 million, with 40% in index funds and 60% in Hong Kong stocks, achieving an annualized return of 8% to 10% [2][4]. - The passive income generated is estimated to be around 200,000 per year, which the author believes can be sustained for at least 10 years [3][4]. Real Estate Situation - The author owns a property purchased early in a prime location, currently valued at around 6.5 million, which has seen a 30% decline from its peak value. The author plans to keep the property and focus on paying off the mortgage [4]. Lifestyle Considerations - The author expresses a desire to leave the corporate job due to feeling capped in career growth and is exploring the FIRE movement as a means to stop working entirely [1][19]. - There is a discussion on the implications of financial independence on personal relationships, particularly marriage, suggesting that financial stability can alleviate concerns about finding a partner [18]. Community Insights - Various community members share their experiences and opinions on the feasibility of living off investments, with some suggesting that a smaller capital base can be sufficient if investment skills are strong [7][20]. - The importance of having a clear understanding of annual expenses and ensuring that investment returns can cover these expenses is emphasized as a fundamental principle of the FIRE movement [19].