第二届“中邮保险·紫荆杯”全国高校辩论赛圆满落幕：中央财经大学勇夺桂冠，北京交通大学荣获亚军

Core Viewpoint - The article highlights the successful conclusion of the second "China Post Insurance・Zijing Cup" National College Financial Education Debate Competition, emphasizing the importance of financial literacy and education in promoting inclusive finance and risk prevention [1][3]. Group 1: Event Overview - The debate competition attracted participation from 48 universities and included 51 debate matches, with over 400 participants competing [1]. - The final competition was held at Tsinghua University, where the Central University of Finance and Economics team won the championship, and Beijing Jiaotong University secured the runner-up position [1][28]. Group 2: Importance of Financial Education - Zhang Wei, representing the organizing committee, stated that financial education is crucial for enhancing public financial literacy and preventing financial risks, thereby contributing to high-quality development in the financial sector [3]. - The event showcased the social responsibility and innovative practices of universities in promoting financial knowledge and talent development [3]. Group 3: Perspectives from Industry Leaders - Han Guangyue, Chairman of China Post Life Insurance, emphasized the significance of financial literacy as a foundation for benefiting the public and expressed hope that the competition would become a prestigious event in financial education [6]. - Liang Tao, former Vice Chairman of the China Banking and Insurance Regulatory Commission, discussed the challenges posed by artificial intelligence in financial consumer protection and provided five recommendations for addressing these challenges [8]. Group 4: Debate Topics and Insights - The final debate focused on the topic "In the AI-driven era of pension finance, should we prioritize 'rights first' or 'emotional care'?" with participants discussing systemic risks and the essence of pension finance as a social security mechanism [16][18]. - Judges and participants highlighted the need for a balance between economic security and emotional support in pension finance, especially in the context of technological advancements [20][22][27].