多家银行公告！这类账户，将被清理

Core Viewpoint - Multiple banks are initiating the cleaning of long-term inactive accounts, which includes both personal and corporate accounts, to enhance account management and security against fraud [2][10]. Group 1: Account Cleaning Initiatives - Several banks, including Hubei Yuanan Rural Commercial Bank and Gui'an Development Village Bank, have announced plans to clean up long-term inactive accounts, defined as those with low balances and no recent transactions [4][7]. - The criteria for identifying long-term inactive accounts vary among banks, with some banks focusing on accounts that have not had any active transactions for a year [7]. Group 2: Adjustments in Recognition Standards - Industrial Bank has revised its criteria for long-term inactive accounts, reducing the threshold from an account balance of 100 yuan to 10 yuan and extending the inactivity period from 180 days to 365 days [8]. - The new standards will be implemented starting October 15, with daily monitoring of accounts that meet the criteria [8]. Group 3: Consumer Recommendations - Industry experts recommend that consumers regularly check and manage their bank accounts, suggesting the use of services like the "one-click card check" feature in the Cloud Flash Payment app to identify inactive accounts [10]. - Customers are advised to perform at least one transaction on accounts identified as long-term inactive to avoid restrictions on usage [11].