数字人民币迎来关键进展 | 金融与科技

Core Viewpoint - The establishment of the Digital Renminbi International Operation Center in Shanghai marks a significant step towards enhancing the internationalization of the digital renminbi, aiming to improve its global circulation and acceptance in international markets [3][12]. Group 1: Digital Renminbi International Operation Center - The Digital Renminbi International Operation Center has officially commenced operations, following the plan announced by the People's Bank of China (PBOC) during the Lujiazui Forum in June [3][4]. - The center features three main platforms: cross-border payment, blockchain infrastructure, and digital asset services, which are designed to enhance the operational capabilities of the digital renminbi in international markets [4][12]. Group 2: Cross-Border Payment Platform - The cross-border payment platform aims to address pain points in traditional cross-border payment models, focusing on technological integration, ecosystem reconstruction, and regulatory innovation [6]. - The goal is to create a secure, efficient, and inclusive global payment network, providing a "China solution" for a new ecosystem of cross-border payments that is "lossless, interoperable, and compliant" [6]. Group 3: Blockchain Service Platform - The blockchain service platform serves as a key hub for on-chain digital renminbi payment services and standardized blockchain transaction information transfer [8]. - It aims to enhance interoperability and transaction efficiency across various industry blockchain networks, reducing integration costs for participants [8]. Group 4: Digital Asset Platform - The digital asset platform focuses on the compliant operation of assets on the blockchain, supporting various asset types such as bonds, bills, electronic vouchers, and carbon credits [9]. - It aims to digitize the entire process of issuance, registration, custody, and trading while ensuring compliance and preventing financial risks like fictitious transactions and double pledges [9]. Group 5: Global Payment System Improvement - The PBOC is actively promoting improvements in the global cross-border payment system, adhering to the principles of "lossless, compliant, and interoperable" as foundational guidelines for the construction of cross-border infrastructure for legal digital currencies [11]. - The center is expected to play a crucial role in forming global central bank digital currency standards, addressing potential fragmentation in digital currency development [11]. Group 6: Internationalization Strategy - The core value of the Digital Renminbi International Operation Center lies in significantly expanding the network effect of the digital renminbi, enhancing its global liquidity and acceptance [13]. - The strategic focus has shifted from domestic retail testing to exploring applications in cross-border trade and international financial services, aiming to increase the global market share and competitiveness of the digital renminbi [13].