稳健「固收+」：螺丝钉银钉宝365天投顾组合

Core Viewpoint - The article discusses the "365-day investment advisory portfolio," which is categorized as a "fixed income +" product, emphasizing its stability and potential for long-term returns through a combination of bonds and a small allocation to stocks [1][3]. Group 1: Investment Strategy - The "365-day investment advisory portfolio" primarily invests in bond funds, which are considered to have lower long-term risks and volatility compared to stock funds, making them suitable for conservative investors [10][11]. - The portfolio focuses on interest rate bonds, such as government bonds, to minimize default risk, while also incorporating a small percentage of stocks (approximately 15%) to enhance returns [12][19]. - The strategy leverages the negative correlation between stocks and bonds, allowing the portfolio to perform well in both bull and bear markets, thus reducing overall volatility [23][25]. Group 2: Performance Metrics - As of August 2025, the "365-day investment advisory portfolio" has shown significant performance, outperforming the average returns of secondary bond funds and mixed bond funds by 3.01% since its inception [26][29]. - The maximum historical drawdown of the portfolio was -4.15%, which is considerably lower than the volatility of the secondary bond index during the same period [29].