挣不到时代红利，年轻人开始「捞父母红利」

Core Viewpoint - The article discusses the phenomenon of "Inheritance Impatience" among younger generations in Western countries, particularly Australia, where young people are increasingly eager to inherit wealth from their aging parents, often resorting to unethical means to accelerate this process [7][15][44]. Group 1: Wealth Transfer Dynamics - A significant wealth transfer is occurring globally, with estimates suggesting around $70-80 trillion will be passed down from the baby boomer generation to younger generations [9][10]. - The baby boomer generation, having accumulated wealth during economic booms, is now aging and passing on their wealth, leading to a potential financial windfall for Generation Y and Z [8][10]. Group 2: Inheritance Impatience - Reports indicate that approximately 40% of young Australians prefer to inherit their parents' wealth before their passing, highlighting a growing societal issue [17]. - The term "Inheritance Impatience" describes the behavior of young individuals who seek to access their inheritance prematurely, often leading to financial and emotional abuse of the elderly [15][22]. Group 3: Societal Implications - The trend of "Inheritance Impatience" is not limited to financial issues but reflects deeper societal problems, including age discrimination and a lack of respect for the elderly [19][44]. - Cases of financial exploitation of the elderly are becoming more common, with many older individuals reluctant to seek legal recourse due to familial ties and fear of conflict [23][26]. Group 4: Economic Disparities - The article highlights the stark contrast between the financial ease experienced by the older generation and the economic challenges faced by younger individuals, contributing to the urgency for inheritance [34][36]. - The average inheritance for Australians at age 55 is estimated to be around 700,000 AUD, which many young people discover while assisting their parents with financial matters [40][43]. Group 5: Broader Context - The issue of inheritance impatience is not unique to Australia; it is prevalent in other Western countries, with significant wealth held by the older generation, leading to similar dynamics in the U.S. and the U.K. [45][47]. - The article suggests that the generational wealth gap and the urgency for younger generations to access these funds are indicative of broader economic and social challenges that need to be addressed [48].