每日钉一下（成长与价值风格轮动，该如何应对？）

Group 1 - The article emphasizes that fund investment is a suitable method for lazy investors and discusses how to effectively implement it [2][3] - It highlights the importance of preparation before starting a fund investment and how to create a solid investment plan [2] - The article introduces four different investment methods and suggests how to determine which one is most suitable for individual investors [2] Group 2 - The article discusses the characteristics of growth and value investment styles in the A-share market, noting that growth style saw significant increases from 2020 to 2021, while value style remained relatively low [6] - It mentions that from 2022 to 2024, growth style experienced a significant decline, while value style continued to rise, reaching new highs in 2024 [7] - The article points out that both growth and value styles can yield long-term returns, and investors can benefit from either style if they buy undervalued assets and hold them [7] Group 3 - The article explains the differing volatility characteristics of growth and value styles, with value style showing smaller fluctuations and typically annual gains of 10%-20%, while growth style is more volatile with significant gains and losses [8] - It notes that value style investments are generally easier, as most investors have profited by simply holding onto their investments [10] - The article also states that value style investments often provide regular dividends, appealing to investors who prefer a long-term holding strategy [11]