政策动态 | 十五五规划建议正式发布，将探索建立保障房轮候制、商品房现房销售制（10.27-11.2）

Core Viewpoint - The article emphasizes the importance of promoting high-quality development in the real estate sector, as outlined in the "14th Five-Year Plan" recommendations, which detail six key tasks for achieving this goal [1][2][3]. Summary by Sections Six Key Tasks for High-Quality Development - Optimize the supply of affordable housing by establishing a multi-tiered system focused on public rental housing, affordable rental housing, and shared ownership housing, along with a housing guarantee waiting list system [4]. - Promote the sustainable and healthy development of the real estate market by creating a mechanism that links people, housing, land, and finance, and optimizing regulatory policies based on population changes [4]. - Reform and improve the systems for real estate development, financing, and sales, including advancing the sale of existing homes and regulating pre-sale fund supervision to mitigate delivery risks [4]. - Implement housing quality enhancement projects aimed at constructing safe, comfortable, green, and smart homes, while improving the design, construction, and operational standards of housing [4]. - Enhance property service quality by exploring a model that combines material services with lifestyle services to address residents' everyday needs [4]. - Establish a safety management system for the entire lifecycle of housing, including safety inspections, management funds, and quality insurance systems [4]. Local Policy Developments - In the past week, 10 provinces and cities have released policies to stabilize the market, covering aspects such as household registration optimization, housing quality improvement, and the revitalization of existing land [5][6]. - Notable local initiatives include: - Xiamen's differentiated household registration policy, allowing for broader access to housing [5]. - Guangzhou's guidelines for "good housing" construction, setting standards for safety, comfort, and environmental sustainability [5]. - Chongqing's innovative approach to revitalizing existing land, allowing for functional changes in commercial office land [5]. - Shenzhen's optimization of non-residential property conversion to affordable rental housing [5]. Policy Trends - The frequency of market stabilization policies has slightly decreased, but the distribution of policy types remains balanced, indicating a potential increase in policies related to affordable housing, urban renewal, and supply-side management [9][10]. - Recent adjustments in housing provident fund policies, such as increasing the repayment ratio from 55% to 60%, reflect ongoing efforts to enhance housing affordability [10][13].