收入翻番、利润翻三倍，“美国散户大本营”Robinhood财报超预期，“事件合约”交易爆发式增长

Core Viewpoint - Robinhood's third-quarter net profit surged to $556 million, nearly tripling compared to last year, driven by significant growth in cryptocurrency revenue and a new "event contract" business that saw explosive growth in trading volume [1][3][9]. Financial Performance - Revenue for the third quarter reached $1.27 billion, exceeding analyst expectations of $1.21 billion [6]. - Adjusted EBITDA for the third quarter was $742 million, surpassing the expected $726.9 million [7]. - Earnings per share were $0.61, above the anticipated $0.53 and significantly higher than last year's $0.17 [8]. - Monthly active users reached 13.8 million, exceeding the forecast of 13.31 million [11]. - Average revenue per user (ARPU) was $191, higher than the expected $182 [10]. Revenue Breakdown - Transaction-based revenue for the third quarter was $730 million, above the expected $725.8 million [12]. - Cryptocurrency revenue soared by 300% to $268 million, although it fell short of the expected $287.2 million [13]. - Options revenue was $304 million, slightly above the forecast of $301.3 million [14]. New Growth Areas - The "event contract" business experienced explosive growth, with trading volume reaching 2.3 billion contracts in the third quarter, more than double the previous quarter [15]. - In October alone, trading volume surpassed 2.5 billion contracts, contributing approximately $25 million to the platform's revenue [15]. - The company has expanded the scope of event contracts beyond sports and finance to include politics, entertainment, and technology [15]. Executive Changes - CFO Jason Warnick announced plans to retire in 2026, with Shiv Verma appointed as his successor to ensure a smooth transition [3][18]. Strategic Direction - Robinhood is diversifying its revenue sources to reduce reliance on trading, with plans to launch banking and venture capital services [17][19]. - The company aims to position itself as a comprehensive financial technology competitor, appealing to a new generation of investors [20].