每日钉一下（主动基金和被动基金，有哪些区别呢？）

Group 1 - The core concept of fund advisory is to address the issue where "funds make money, but investors do not" [4] - Fund advisory services are designed to help investors achieve better returns through professional guidance [5] - The article promotes a free course on fund advisory, offering additional resources like course notes and mind maps for efficient learning [5] Group 2 - There are two main types of stock funds: active funds, which rely on fund managers to select stocks, and passive funds, such as index funds, which select stocks based on an index [12][11] - Index funds have higher transparency regarding their holdings compared to active funds, which do not disclose daily holdings [14][17] - The impact of changing fund managers is significant for active funds, as the investment decision is closely tied to the manager's expertise [18][19] Group 3 - Active funds have a longer development history and generally have more options in terms of quantity and scale compared to index funds [21][22] - Active fund managers have the flexibility to select stocks, which can meet diverse investment needs, while index funds follow strict rules [23][24] - Both active and index funds have their advantages and can be considered for stock fund investments [24]