为什么各类资产都在跌？不同类型的投资者应该如何应对？

Core Viewpoint - The article emphasizes that market downturns, such as the recent global stock market decline, present investment opportunities rather than risks, particularly through asset allocation strategies [2][11]. Group 1: Market Conditions - Global stock markets experienced significant declines, with A-shares showing relatively better resilience [2]. - The article highlights the phenomenon of "liquidity shock," where different asset classes experience simultaneous declines, indicating potential investment opportunities [3][4]. Group 2: Historical Context - Historical instances, such as the 2020 market crash during the pandemic, illustrate that liquidity crises often lead to government and central bank interventions, which can create favorable buying opportunities [5][11]. - The article references past market behaviors, noting that significant downturns often precede recoveries driven by policy actions [8][17]. Group 3: Asset Allocation Strategy - The article argues that temporary failures in asset allocation strategies during market downturns should be viewed as opportunities to increase positions rather than risks [12][19]. - It stresses the importance of maintaining consistent investment strategies, particularly during adverse market conditions, to capitalize on future recoveries [14][18]. Group 4: Investor Guidance - For investors already engaged in asset allocation, increasing positions or investment amounts is recommended to enhance potential returns [22]. - New investors are encouraged to start asset allocation now, as it is seen as an optimal time to enter the market [22]. - Investors holding single assets should diversify to balance risk and return [22].