2025年全球跨境支付服务行业洞察报告

Core Insights - The global cross-border e-commerce market is expanding, with a steady increase in the share of goods trade, and China remains a dominant player in the global cross-border e-commerce landscape, reinforcing an export-oriented structure [1][11][17] - The global cross-border payment market has entered an era characterized by real-time payments, stablecoins, and digital currencies, with a steady market expansion driven by small, high-frequency transactions [1][26] - The value of cross-border third-party payment services is becoming increasingly prominent, particularly in China's rapidly expanding cross-border export third-party collection service market [1][33] Global Cross-Border Trade Market Data - From 2020 to 2024, global import and export trade is expected to achieve an average annual compound growth rate of approximately 8%, reflecting strong industrial resilience and policy regulation capabilities [7] - The global trade landscape is shifting towards emerging economies, with Asia and Oceania leading growth, while developed economies face low or zero growth by 2024 [2] China Cross-Border Trade Market Scale - China's goods and services import and export trade is projected to grow at an average annual compound growth rate of about 8% from 2020 to 2024, maintaining a stable global trade share of around 11% [7] - The diversification of China's export markets is evident, with significant growth in Asia, Europe, and North America, despite ongoing trade tensions with the U.S. [7] Global Cross-Border E-Commerce Market Data - The global cross-border e-commerce market is expected to grow at a compound annual growth rate of 17% from 2020 to 2024, driven by consumer demand for diverse products and the digital transformation of traditional trade [11] - Cross-border e-commerce is increasingly contributing to the digitalization of global trade, with social commerce and digital platforms reshaping consumer engagement [11] Global Cross-Border Payment Market Size and Forecast - The global cross-border payment market is projected to grow from approximately $141.1 trillion to nearly $194.6 trillion between 2020 and 2024, with personal cross-border payments experiencing rapid growth [26] - By 2029, personal cross-border payment volumes are expected to significantly increase, driven by the demand for diverse, small, high-frequency payment solutions [26] Cross-Border Third-Party Payment Service Value - Cross-border third-party payment service providers are increasingly recognized for their efficiency, ecosystem integration, and cost-effectiveness, particularly for high-frequency transaction needs in cross-border e-commerce [28][29] - Compared to traditional channels, third-party payment services offer superior operational experience, faster transaction speeds, and lower costs [29] Global and China Cross-Border Third-Party Collection Service Market Size and Forecast - The global cross-border third-party collection service market is expected to grow from nearly $600 billion in 2024 to over $1 trillion by 2029, driven by the diversification of trade participants and the expansion of digital transaction scenarios [33] - In China, the cross-border export third-party collection service market is rapidly expanding, driven by the deepening of the outbound ecosystem and increasing demand for efficient payment solutions [36] Competitive Landscape of Cross-Border Third-Party Payment Services - The market for cross-border third-party collection services is becoming increasingly concentrated, with leading firms leveraging technology and scale to enhance payment efficiency and security [38] - The competitive advantages of top-tier service providers are expanding, reflecting a mature industry stage where smaller firms face greater survival pressures [38] Key Competitive Advantages of Payment Service Providers - The ability to offer modular and customizable payment solutions is becoming a critical competitive barrier for payment service providers [39] - Third-party payment institutions are effectively reducing foreign exchange costs and enhancing transaction confidence through multi-currency support and rate locking [40] Integration of Payment and Value-Added Services - Cross-border payment service providers are extending their value proposition by offering integrated solutions that help merchants lower operational barriers and enhance their growth potential [52]