Group 1 - The core viewpoint of the article highlights the emergence of "fixed income +" as an ideal investment choice for diversifying portfolios amid increasing market volatility and a low interest rate environment, with total net assets of "fixed income +" funds reaching approximately 2.75 trillion yuan by the end of Q3 2025, marking a historical high [1] - "Fixed income +" products are defined as mixed investment strategies that primarily allocate to fixed income assets while including a small portion of equity assets to enhance returns, aiming for absolute returns that exceed pure fixed income products while controlling volatility [1] - Historical backtesting of the representative index for "fixed income +" products, the hybrid bond fund index, shows its ability to perform well in rising markets (52% increase from 2012 to 2015) while maintaining lower losses in declining markets (-3.36% from 2021 to 2024) compared to mixed fund indices [1] Group 2 - The newly launched Yin Hua Sheng An Six-Month Holding Mixed Fund is a hybrid bond fund that invests 10%-30% of its assets in equity and convertible bonds, with at least 10% allocated to domestic stocks and a maximum of 50% in Hong Kong Stock Connect stocks [1] - The fund is managed by Yu Lei, who has over 20 years of experience in pension management, focusing on maximizing long-term returns while controlling performance drawdowns, as evidenced by the 6.81% net value growth of her representative product since her appointment [1] - The fund also imposes a minimum holding period of six months for each share, encouraging investors to maintain their positions [1] Group 3 - Looking ahead, the liquidity and risk appetite of investors are expected to weaken in Q4, leading to a market characterized by consolidation, suggesting that investment portfolios should be balanced to reduce volatility [2] - Investors are encouraged to consider the Yin Hua Sheng An Six-Month Holding Mixed Fund as a means to participate in equity market opportunities while managing risk [2]
震荡市追求稳健增值 银华盛安六个月持有混合今起发行
市值风云·2025-12-01 10:10