成都银行稳居2025中国银行业竞争力百强榜中西部首位

Core Viewpoint - The report highlights Chengdu Bank's leading position among city commercial banks in China, driven by its strong regional service capabilities and innovative financial practices, as evidenced by its ranking in the "2025 China Banking Industry Competitiveness Research Report" [1][11]. Group 1: Bank Performance and Financial Metrics - Chengdu Bank achieved a total asset of 1.39 trillion yuan, a year-on-year increase of 10.81% as of the end of September [4]. - The bank's total loans reached 847.48 billion yuan, with a growth rate of 14.13%, primarily driven by corporate loans [4]. - The total deposits amounted to 986.43 billion yuan, reflecting an increase of 11.35% compared to the previous year [4]. - The bank reported an operating income of 177.61 billion yuan for the first nine months of 2025, a year-on-year growth of 3.01%, and a net profit attributable to shareholders of 94.93 billion yuan, up 5.03% [3][4]. Group 2: Strategic Initiatives and Innovations - Chengdu Bank has established a "Four Special Model" for technology finance, leading to over 80% coverage of comprehensive financial services for specialized and innovative enterprises in Chengdu [7]. - The bank has developed a three-in-one service system for green finance, launching products like "green bonds" and "carbon emission rights pledge loans," with a green credit balance of 49.77 billion yuan, an increase of 22.87% year-on-year [7][8]. - In the realm of inclusive finance, the bank has supported over 1,000 enterprises through supply chain finance, with a cumulative credit exceeding 15 billion yuan [8]. Group 3: Customer-Centric Services - Chengdu Bank has implemented a comprehensive system for elderly financial services, enhancing customer experience through various initiatives, resulting in personal deposits exceeding 507.8 billion yuan, a growth of 15.84% [9]. - The bank's digital transformation strategy has led to over 634,000 personal electronic banking customers, covering more than 58% of retail clients, and a monthly active user count of 139,000 for mobile banking [10]. Group 4: Future Outlook - Chengdu Bank aims to continue its commitment to serving the local economy and enhancing its competitive edge through innovation and steady operations, particularly in the Chengdu-Chongqing economic circle [11].