调研|低空经济产业催生保险需求,险企创新团队模式
CPICCPIC(SH:601601) 券商中国·2025-12-14 07:08

Core Viewpoint - The article discusses the emerging insurance needs in the low-altitude economy, particularly for companies like Jiusi Intelligent, which are expanding globally and require customized insurance services to mitigate risks associated with overseas operations and logistics costs [1][3][4]. Group 1: Company Insights - Jiusi Intelligent, a low-altitude cleaning drone company, has successfully sold products to 23 countries, with over 70% of its market share in the overseas segment of the drone cleaning market [5]. - The founder of Jiusi Intelligent, Dan Xiaojing, emphasizes the importance of tailored insurance services to address high logistics costs and local production challenges when expanding internationally [1][5]. - The collaboration with China Pacific Property Insurance has resulted in a comprehensive risk protection plan that covers various aspects of the drone cleaning operation, including product development and usage [5][6]. Group 2: Industry Trends - The low-altitude economy is recognized as a strategic emerging industry in China, with significant global market potential, yet it faces diverse risks that are not fully covered by existing insurance products [4][6]. - Current insurance offerings in the low-altitude economy primarily focus on manufacturing and operational scenarios, lacking innovation in addressing the diverse risks across the entire industry chain [4][6]. - The establishment of a dedicated low-altitude economy business unit by China Pacific Property Insurance reflects the growing demand for specialized insurance services in this emerging sector [6][7]. Group 3: Insurance Sector Developments - China Pacific Property Insurance has adopted an innovative organizational model to better serve the low-altitude economy, transitioning from a traditional linear operation to a more flexible team-based approach [7]. - Over the past decade, China Pacific has provided a total insurance coverage of 4.4 trillion yuan in the aviation sector, indicating its commitment to supporting the industry's growth [7]. - The insurance sector is encouraged to collaborate with the low-altitude industry and regulatory bodies to develop a standardized insurance framework that addresses the unique risks associated with this emerging market [6][7].