三部门十一条措施，更大力度提振消费！

Core Viewpoint - The recent Central Economic Work Conference emphasizes the need for financial institutions to enhance support for expanding domestic demand, leading to the issuance of a notification aimed at boosting consumption through coordinated efforts between commerce and finance [2][3]. Group 1: Strengthening Collaboration Between Commerce and Finance - Local commerce departments and financial management authorities are encouraged to improve communication and establish coordination mechanisms to address challenges in implementing financial support for consumption [3][4]. - Financial institutions are urged to align their resources and develop specific implementation guidelines to support consumption expansion, following existing policy frameworks [4][5]. - Local authorities are encouraged to utilize existing funding channels to promote consumption activities, leveraging digital currency and various financial instruments to enhance policy effectiveness [4][6]. Group 2: Increasing Financial Support for Key Consumption Areas - Financial services for durable goods and digital products are to be enhanced, with a focus on installment payments and credit services to meet consumer upgrade demands [5][6]. - A comprehensive policy support system for service consumption is to be established, promoting innovation in financial products tailored to sectors like hospitality, education, and tourism [6][7]. - New consumption models, including green and digital consumption, are to be explored, with financial institutions encouraged to collaborate with e-commerce platforms to develop suitable business models [7][8]. Group 3: Expanding Government-Financial-Enterprise Cooperation - Financial institutions are encouraged to participate in local consumption promotion activities, offering tailored products and services to reach a broader consumer base [9][10]. - Information sharing mechanisms are to be established to facilitate better alignment between financial institutions and local commerce departments, enhancing the precision of financial services [9][10]. - Promotion of consumer rights and rational borrowing practices is emphasized, alongside the need for regular updates on the progress of financial support for consumption [10][11].