贵州茅台出资10亿入股省级银行

Core Viewpoint - The establishment of Guizhou Rural Commercial Bank marks a significant step in the reform of rural credit cooperatives in Guizhou Province, with a registered capital of 10.458 billion yuan and the assumption of all debts and credits from the former provincial credit union [1][3]. Group 1: Bank Establishment and Structure - Guizhou Rural Commercial Bank was officially approved to commence operations on December 15, 2025, following nearly five months of preparation [1]. - The bank's primary functions include handling fund clearing and settlement for the Guizhou rural banking system, participating in the money market for fund liquidity, and organizing fund adjustments within the system [1]. - Major shareholders include Guizhou Provincial Finance Department (1.572 billion yuan, 15.032% stake), Guizhou Financial Holding Group (6.886 billion yuan, 65.844% stake), Kweichow Moutai Group (1 billion yuan, 9.562% stake), and Guizhou Qiansheng State-owned Assets Management (1 billion yuan, 9.562% stake) [1]. Group 2: Management Team - The management team has been finalized, with Yang Song as Chairman and Yang Hongjun as Vice Chairman, along with a diverse board of directors and senior management [2]. Group 3: Historical Context and Development - The development of rural financial institutions in Guizhou dates back to 1952, with the establishment of the first rural credit cooperative [2]. - As of October 2025, the Guizhou rural credit system comprises 84 rural commercial banks and has total assets of 1.1591 trillion yuan, leading in deposit and loan scales among provincial banking institutions [2]. Group 4: Reform Progress - The establishment of Guizhou Rural Commercial Bank is part of a broader trend in the reform of provincial credit unions across China, with several provinces following suit since the establishment of Zhejiang Rural Commercial Bank in April 2022 [3]. - Guizhou is the sixth province to receive approval for a provincial rural commercial bank in 2025, following similar approvals in Henan, Jiangsu, Jiangxi, Inner Mongolia, and Jilin [3][4].