大学生参加城乡居民基本医疗保险一次性趸缴攻略

Core Viewpoint - The article discusses the launch of a one-time payment policy for urban and rural residents' basic medical insurance for college students in Dalian, aimed at simplifying the insurance payment process for new students [1][3]. Group 1: One-time Payment Policy - The one-time payment, known as "lump-sum payment," allows new college students to pay the entire personal contribution for their medical insurance for the duration of their study (e.g., four years for undergraduates, three years for master's students) at the time of enrollment [2]. - This policy is designed as a convenience measure specifically for the student demographic [3]. Group 2: Advantages of the Lump-sum Payment - Stable and Continuous Coverage: Paying the full premium upfront ensures that students avoid interruptions in their medical insurance due to missed payments [5]. - Locked-in Payment Standard: Students can pay at the rate set at the time of enrollment, meaning they will not have to pay any additional fees if the insurance rates increase during their study period [5]. - Simplified Payment Process: The policy condenses multiple annual payments into a single transaction, alleviating the burden of remembering and managing yearly payments [5]. Group 3: Eligibility and Application Process - The policy applies to full-time students enrolled in various higher education institutions within Dalian, including both public and private universities, as well as research institutes [6]. - Application Process: - For students studying in Dalian, schools will collect and process enrollment information for insurance registration, and students can pay through designated WeChat or Alipay mini-programs or at specified school locations [6][7]. - For students with Dalian residency studying outside the city, they can register through specific online functions or the Dalian Medical Insurance Bureau's WeChat service [6]. Group 4: Important Reminders - The one-time payment policy is primarily available to new students enrolling in the current academic year [10]. - Students must complete their application and payment within the designated insurance payment period, which ends on December 25 of the current year [11].