元旦开鸿运丨2026元旦休市安排（内附假期闲钱理财攻略）

Core Viewpoint - The article emphasizes the benefits of participating in government bond reverse repos as a short-term investment strategy, especially during the holiday season, highlighting their safety and potential returns [3][9]. Summary by Sections Government Bond Reverse Repo Overview - Government bond reverse repos are essentially short-term loans where individuals lend their funds to earn fixed interest, with government bonds used as collateral by the borrower [3]. - The safety of government bond reverse repos is considered equivalent to that of government bonds themselves [3]. Year-End Holiday Trading Schedule - The trading schedule for the New Year 2026 indicates that the A-shares market will be closed from January 1 to January 3, 2026, reopening on January 5, 2026 [2]. - The Hong Kong Stock Connect will also not provide services during this period, resuming on January 5, 2026 [2]. Reverse Repo Strategies for New Year 2026 - Investors are encouraged to consider various maturity options for government bond reverse repos, with a minimum investment threshold of 1,000 yuan [7]. - Specific strategies include executing one-day reverse repos two trading days before the market closes to capture holiday returns without affecting other account operations [7]. Interest Calculation for Reverse Repos - The interest calculation period for reverse repos is based on the actual number of days the funds are occupied, from the first settlement date to the maturity date [4]. - A detailed table outlines various maturity options, their corresponding interest days, and the dates for fund availability [5][8]. Product Introduction: Baolixin/Baoliyuan - Baolixin/Baoliyuan represents a quote-based repo business where securities firms use their own assets as collateral to borrow funds from qualified investors, promising to return the principal and interest at maturity [9].