国泰海通｜计算机：扩大人民币跨境使用，数字人民币迎发展新机遇——央行等八部门发布《关于金融支持加快西部陆海新通道建设的意见》

Core Viewpoint - The article discusses the release of the "Opinions on Financial Support for Accelerating the Construction of the Western Land-Sea New Corridor" by the People's Bank of China and seven other departments, which aims to optimize the cross-border trade settlement system and expand the use of the Renminbi in cross-border transactions [1][2]. Group 1: Financial Support Measures - The "Opinions" propose 21 key measures to enhance the financial organization collaboration system, build a high-quality capital circulation system, promote institutional reforms, establish a digital financial service platform, and deepen cross-border financial regulatory cooperation [1][2]. - The focus is on leveraging the core financial functions of "financing" and "settlement" to support the high-quality development of the Western Land-Sea New Corridor, which connects the Silk Road Economic Belt and the 21st Century Maritime Silk Road [1][2]. Group 2: Cross-Border Trade and Currency Use - The "Opinions" support banks in facilitating legitimate trade settlements for quality enterprises and promote the convenience of cross-border settlements for new trade formats such as market procurement and cross-border e-commerce [2]. - To expand the use of the Renminbi, the "Opinions" emphasize strengthening bilateral currency cooperation with Southeast Asia and Central Asia, and support investors from ASEAN countries to invest in Renminbi [2]. Group 3: Digital Currency Development - The "Opinions" highlight the advantages of digital Renminbi, such as payment and settlement efficiency, low cost, and programmability, and propose exploring its application in various scenarios including cross-border payments and financing [2]. - There is a focus on expanding the regions for digital Renminbi's cross-border application and utilizing bilateral and multilateral business models to reduce costs and increase efficiency in cross-border payments [2]. Group 4: Investment Recommendations - The Western Land-Sea New Corridor is identified as a significant international logistics channel that will play a crucial role in expanding the use of the Renminbi, with digital Renminbi expected to encounter new development opportunities [3]. - The article suggests paying attention to related industry chains, including banking IT systems, payment ecosystems, and infrastructure such as hardware wallets and financial devices [3].