【实用】购买个人养老金产品时，记得可以享受个人所得税税前扣除

Group 1 - The article discusses the process for individuals to claim tax deductions for personal pension products, which can be deducted from taxable income up to a limit of 12,000 yuan per year [2][8] - It outlines the steps to operate within the "Personal Income Tax" App, including selecting the appropriate module for managing personal pension deduction information [3][4] - Two methods for declaration are provided: "one-stop declaration" and "input voucher declaration," with specific instructions for each method [4][5][8] Group 2 - The article mentions that individuals can obtain payment vouchers from their bank's mobile app, which is necessary for the deduction process [5][6] - It emphasizes the importance of confirming voucher information, including personal details and payment amounts, before proceeding with the declaration [7] - The article also explains the option for taxpayers to declare deductions through their employer or to handle it during the annual tax reconciliation [8]