Core Viewpoint - The article highlights the growth and strategic direction of Zhongyuan Bank, emphasizing its alignment with the "Six Strong Provinces" initiative in Henan and its commitment to supporting regional economic development through its "Four Banks" strategy [2][4][13]. Group 1: Growth and Development - Since its establishment in 2014, Zhongyuan Bank's total assets have increased from 200 billion to over 1.4 trillion yuan, and its service network has expanded from around 400 branches to cover the entire Henan province [2]. - By the end of June 2025, Zhongyuan Bank had established 168 county-level branches, 87 town-level branches, and nearly 5,000 service points, with mobile banking users reaching 4.19 million, an increase of 763,400 from the previous year [9]. Group 2: Strategic Alignment - The "Six Strong Provinces" initiative includes goals for agriculture, manufacturing, science and education, digital intelligence, transportation, and cultural tourism, which align with Zhongyuan Bank's strategic focus on becoming a government bank, industry bank, citizen bank, and rural revitalization bank [4][12]. - The bank has signed strategic cooperation agreements with nine city governments and has successfully opened provincial social security fund accounts, enhancing its role in local governance and economic support [4]. Group 3: Financial Services and Innovations - Zhongyuan Bank has developed comprehensive financial services tailored to the seven major industrial clusters and 28 industrial chains in Henan, providing support to leading enterprises and their supply chains [5]. - The bank has launched products like "Industry Inclusive Loans" and "Henan Agricultural Loans," with cumulative disbursements of 4.858 billion yuan and 1.089 billion yuan respectively, serving over 90,000 farmers [8]. Group 4: Focus on Technology and Innovation - As of June 2025, Zhongyuan Bank's technology finance loan balance reached 67.58 billion yuan, with 45.30 billion yuan allocated to technology enterprises, reflecting a strong commitment to supporting innovation and technology-driven growth [11]. - The bank has also introduced specialized loans for "specialized, refined, and innovative" enterprises, with cumulative disbursements of 10.715 billion yuan, marking a 29.20% increase from the previous year [11].
11年从2000亿到1.4万亿，看这家金融“排头兵”如何应势启航