元旦开鸿运丨2026元旦休市安排（内附假期闲钱理财攻略）

Core Viewpoint - The article emphasizes the benefits of participating in government bond reverse repos as a short-term investment strategy, especially during the holiday season, highlighting their safety and potential returns [3][9]. Summary by Sections Government Bond Reverse Repo Overview - Government bond reverse repos are essentially short-term loans where individuals lend their funds to earn fixed interest, with government bonds used as collateral by the borrower [3]. - The safety of government bond reverse repos is considered equivalent to that of government bonds themselves [3]. Year-End Holiday Trading Schedule - The trading schedule for the New Year 2026 indicates that the A-shares market will be closed from January 1 to January 3, 2026, reopening on January 5, 2026 [2]. - The Hong Kong Stock Connect will also be unavailable during the same period, with services resuming on January 5, 2026 [2]. Investment Strategy for Year-End - Investors are encouraged to take advantage of the higher interest rates typically seen in government bond reverse repos around month-end, quarter-end, and year-end [3]. - The minimum investment threshold for participating in government bond reverse repos is set at 1,000 yuan [7]. Interest Calculation and Options - The interest calculation for government bond reverse repos is based on the actual number of days the funds are occupied, from the first settlement date to the maturity date [4]. - A detailed table outlines various investment options, including different terms and corresponding interest days, allowing investors to choose based on their needs [5][8]. Specific Investment Products - The article introduces specific products like Baolixin and Baoliyuan, which are part of the Shenzhen Stock Exchange's quoted repo business, allowing investors to use eligible assets as collateral for financing [9]. - These products offer various terms and interest rates, providing flexibility for investors looking to optimize their returns during the holiday period [8].