债基可以不用死了？

Group 1: Public Fund Fee Regulation - The new public fund fee regulation has been officially released, which is expected to significantly impact the financial industry ecosystem [3][4]. - The regulation aims to reduce subscription and management fees, benefiting individual investors as banks move towards lower fund subscription fees [7][10]. - Key changes include a reduction in redemption fees for individual investors holding bond funds for more than 7 days and for institutional investors for more than 30 days, which is more lenient than previous drafts [7][10]. - The distribution of trailing commissions for third-party sales agencies remains capped at 15%, which may negatively affect their business model but is favorable for fund companies [7][10]. Group 2: REITs Development - The regulatory announcements on commercial real estate REITs and support for private enterprises to revitalize assets through REITs mark a significant step towards enhancing the REITs market [20][24]. - The introduction of REITs-ETF is anticipated to improve market investment tools, with expectations for its realization by 2026 [21][25]. - The regulatory framework encourages the integration of similar asset types and supports the expansion of REITs, aiming to enhance market efficiency and stimulate market vitality [23][24].