2026年，普通人投资有哪些选择？

Group 1: Technology - The main theme for 2025 was centered around technology, particularly artificial intelligence, with significant gains observed in related sectors such as innovative pharmaceuticals and commercial aerospace [6] - A notable sub-theme was the emergence of science and technology bonds, exemplified by the science and technology bond ETF, which surpassed 40 billion in scale within six months of its establishment on July 10, 2025 [6] - The technology theme is expected to persist into 2026, but with increased investment difficulty due to high valuations and diverging technology routes and commercial applications [6] Group 2: Dividends and High-Quality Assets - In the context of declining risk-free interest rates and compressed bond return expectations, the attractiveness of high dividend yield assets in the A-share market has become more pronounced [7] - New policies, such as the "National Nine Articles," encourage listed companies to enhance shareholder returns through dividends and buybacks, promoting sustainable governance improvements and valuation recovery [7][8] - High dividend, stable cash flow strategies, and leading companies across various industries are recommended as defensive and stable income investment choices [8] Group 3: High-End Manufacturing and Global Leaders - China's manufacturing global competitiveness continues to strengthen, with increasing export shares in high-end electronic equipment and automobiles [10] - Companies with global competitiveness and established brands, channels, and technological advantages are better positioned to withstand economic cycle fluctuations [10] - The investment strategy for 2026 will focus on a combination of technology growth and dividend value, balancing offensive and defensive positions while also considering high-end manufacturing, pharmaceuticals, and consumer recovery sectors [10]