国泰海通｜计算机：AI应用层获资本押注，存款货币型2.0时代来临

Group 1 - The core viewpoint of the article emphasizes the digital transformation of the automotive industry, driven by a new implementation plan from four government departments, focusing on key technologies such as intelligent robots and smart detection equipment [2] - The AI industry is shifting towards practical applications, with significant investments in companies like Kimi, which recently raised $500 million in Series C funding, achieving a post-money valuation of $4.3 billion [3] - The digital renminbi framework is being upgraded, marking a transition from a "cash-type" to a "deposit currency-type," which is expected to drive systemic changes in payment systems and related industries [4] Group 2 - The implementation plan for the automotive industry aims to enhance the resilience and security of the supply chain by focusing on independent technological breakthroughs in areas such as simulation design and vehicle operating systems [2] - Kimi's founder indicated that the new funding will be used to accelerate the training of the next-generation K3 model and to focus on the commercialization of agent applications [3] - The digital renminbi is becoming a dominant currency in cross-border transactions, with its internationalization potential highlighted by its significant growth in transaction volume [4]