央行明确2026年重点工作：灵活高效运用降准降息等多种货币政策工具

Core Viewpoint - The article emphasizes the importance of continuing a moderately loose monetary policy to support economic growth and stabilize financial markets, while also enhancing financial services and risk management [3][8]. Group 1: Monetary Policy Implementation - The central bank will maintain a flexible and efficient use of various monetary policy tools, such as reserve requirement ratio cuts and interest rate reductions, to ensure ample liquidity and relatively loose financing conditions [1][9]. - A structural monetary policy tool system will be improved, including the development of a "technology board" in the bond market to support capital market growth [2][9]. - The central bank aims to keep the social financing scale and money supply growth aligned with economic growth and price level expectations, ensuring a stable RMB exchange rate [9][10]. Group 2: Financial Services and Support - Financial services will be enhanced to support high-quality economic development, with a focus on improving the financial policy framework and evaluation systems [9][10]. - The central bank will optimize financial support for key areas such as technology innovation, small and micro enterprises, and consumer services, while also increasing the issuance of technology innovation bonds [5][9]. - A one-time personal credit repair policy will be implemented to assist individuals in rebuilding their credit efficiently [7][10]. Group 3: Risk Management - The central bank will continue to address debt risks associated with financing platforms and will promote the orderly exit of these platforms [10]. - Financial market monitoring and regulatory enforcement will be strengthened to combat illegal activities and ensure market stability [6][10]. - A macro-prudential management and financial stability framework will be further developed to enhance risk identification and early correction capabilities [10][11]. Group 4: Financial Reform and Opening Up - The central bank will deepen financial reform and promote a higher level of openness in financial markets, including optimizing mechanisms for bond and currency swaps [10][11]. - Efforts will be made to enhance cross-border financial services and facilitate the use of RMB in international trade and investment [11][12]. - The central bank will actively participate in global financial governance reforms and strengthen cooperation with international financial organizations [11][12].