社保也有不同“套餐”？职工社保、灵活就业、城乡居民有什么不同？

Group 1 - The article discusses three main types of social insurance in China: Employee Social Insurance, Flexible Employment Social Insurance, and Urban-Rural Resident Social Insurance [3][4][5] - Employee Social Insurance is mandatory for full-time employees and includes pension, medical (including maternity), unemployment, and work injury insurance, with costs shared between employers and employees [6] - Flexible Employment Social Insurance is voluntary for self-employed individuals and freelancers, covering only pension and medical insurance, with costs fully borne by the individual [7][10] - Urban-Rural Resident Social Insurance is also voluntary and targets individuals not covered by the other two types, primarily focusing on children and students, covering only pension and medical insurance [5][8] Group 2 - The contribution basis for Employee Social Insurance is based on the employee's average monthly salary from the previous year, with limits set at 60% to 300% of the average salary of urban employees in the province [9] - For Flexible Employment Social Insurance, individuals can choose their contribution base within the same 60% to 300% range of the average salary [11] - Urban-Rural Resident Social Insurance contributions are fixed and do not follow a percentage-based system, instead being set at predetermined levels [12] Group 3 - Payment methods for Employee Social Insurance include online channels like electronic tax offices and in-person payments at tax service halls [13] - Flexible Employment Social Insurance payments can be made through various methods, including bank agreements, mobile payment apps, or in-person at tax service locations [14] - Urban-Rural Resident Social Insurance payments follow the same methods as Flexible Employment Social Insurance [15]