Core Viewpoint - The article emphasizes the importance of health insurance in promoting common prosperity and improving the quality of life for the people, aligning with the goals set forth in the 14th Five-Year Plan [3][5]. Group 1: Commitment to Common Prosperity - The article highlights the role of health insurance as a crucial mechanism for promoting common prosperity, with a focus on expanding services and enhancing the depth of differentiated offerings [5]. - The company aims to actively participate in the construction of a long-term care insurance system, addressing the challenges posed by an aging population in China [5][6]. - The strategy includes developing a comprehensive care support system that integrates home, community, and institutional services to alleviate the burden of family caregiving [5][6]. Group 2: Expanding Demand and Service Offerings - The company plans to enhance its product offerings to meet the diverse health insurance needs of various demographic groups, including the elderly, children, and flexible workers [6]. - A multi-tiered product service system will be established, integrating basic medical insurance with affordable, mid-range, and high-end health insurance products [6][7]. - The focus will be on improving accessibility and affordability of health insurance, thereby supporting domestic demand [6]. Group 3: Regional Coordination and Development - The company will implement differentiated development strategies based on regional economic and social conditions, aiming to enhance health insurance services in both urban and rural areas [7]. - Initiatives will include establishing innovation pilot zones in major cities to boost regional development and promote health equity [7]. Group 4: Contribution to the Real Economy - The article outlines the company's commitment to supporting the real economy by integrating health insurance with technological and green finance [9][10]. - The company will explore new payment models for innovative medical technologies and drugs, fostering a win-win cycle between patients, health insurance, and the pharmaceutical industry [9]. - Emphasis will be placed on providing health management services to enterprises, thereby reducing health risks and supporting sustainable business operations [9][10]. Group 5: Health Management Integration - The company aims to integrate health management with insurance services, transitioning from passive payment to proactive health intervention [11]. - A comprehensive health service ecosystem will be developed, focusing on preventive care, treatment, and rehabilitation across various demographics [11][12]. - The goal is to create a modular health management product system that reduces disease incidence and improves overall quality of life [12].
人保健康邵利铎：推动健康保险高质量发展 服务中国式现代化建设新征程
清华金融评论·2026-01-09 09:22