为什么ETF会有溢价风险 ,在投资中应该怎么做呢?|投资小知识
银行螺丝钉·2026-01-12 14:00

Group 1 - The article discusses the concept of premium risk in ETF trading, where the trading price can significantly exceed the net asset value (NAV) of the fund, leading to potential losses for investors [2]. - It explains that investors may pay 1.1 yuan for a fund with a NAV of only 1 yuan, resulting in wasted money due to premium risk [2]. - The article highlights that identifying ETF premium risk is straightforward, as ETFs have real-time net values (IOPV) available on financial terminals [3]. Group 2 - It suggests that investors should aim to buy ETFs at a discount, as this is more cost-effective [4]. - If an ETF shows a high premium on a given day, investors can opt to purchase an off-market index fund instead, which always transacts at NAV, eliminating premium risk [4]. - The article also describes an arbitrage strategy where investors can sell an ETF at a premium before market close and then purchase an off-market index fund at NAV, thus benefiting from the price difference [4]. Group 3 - The article notes that these strategies are particularly useful for novice investors who may not be familiar with ETFs and should consider starting with off-market funds [5].