【重磅】投顾组合新福利来了&股票基金组合暂停申购

Core Viewpoint - The article introduces new features of the Ding series investment advisory portfolios, including a capped annual advisory fee and the implementation of an automatic profit-taking function [2][6][13]. Group 1: Advisory Fee Changes - Starting in 2026, the advisory fees for multiple Ding series portfolios will be combined and capped at 360 yuan per year, regardless of the number of portfolios held [2][4]. - The original fee rates for various portfolios remain unchanged, but the annual fee will be capped at 360 yuan during the promotional period from January 1, 2026, to December 31, 2026 [4][5]. - The more portfolios held, the greater the advisory fee discount, allowing for better asset allocation and cost savings for investors [2][4]. Group 2: Fund Subscription Management - As of January 12, 2026, the subscription for the Active Selection and Index Enhancement portfolios has been completely closed to prevent investors from chasing prices during market upswings [5][9]. - This decision is based on the observation that subscription volumes for stock funds reached a high point prior to the closure, indicating a potential market bubble [5][9]. - The company prioritizes investor interests over sales volume, ensuring that investment strategies remain disciplined and focused on value [5][16]. Group 3: Automatic Profit-Taking Function - The newly launched automatic profit-taking feature allows for easier management of investments, automatically adjusting portfolios based on market conditions [13][16]. - The function includes two methods: automatic rebalancing when certain assets are overvalued and automatic conversion to bond funds when the overall market is overvalued [13][16]. - This feature aims to enhance investor experience by minimizing the need for manual intervention and ensuring timely profit-taking opportunities [13][16].