10万港人，到广东养老

Core Viewpoint - The trend of Hong Kong residents moving to the Greater Bay Area for retirement is gaining momentum, driven by lower living costs and the pursuit of financial freedom, allowing for a more comfortable lifestyle compared to Hong Kong [4][5][6]. Group 1: Retirement Lifestyle in the Greater Bay Area - Many retirees from Hong Kong are sharing their experiences on platforms like YouTube, highlighting the affordability and quality of life in the Greater Bay Area, with one retiree estimating that his retirement funds could last 60 years instead of just 20 in Hong Kong [5][6]. - Official data indicates that by mid-2024, nearly 100,000 residents aged 65 and above have settled in Guangdong, marking a 40.5% increase over the past decade [6]. - The "Hong Kong vehicle northward" policy has made it fashionable for retirees to buy property and travel in Guangdong, contributing to this trend [6]. Group 2: Economic Factors Influencing Relocation - The high cost of living in Hong Kong, including exorbitant housing prices, has pushed many retirees to seek more affordable options in the Greater Bay Area [10][15]. - Retirees like Li Miaoyan have found significant savings in daily expenses after moving, with costs for parking, electricity, and dining drastically reduced compared to Hong Kong [13][10]. - The average monthly expenditure for retirees in the Greater Bay Area can be as low as 10,000 yuan, allowing for a more comfortable lifestyle [13]. Group 3: Housing and Living Conditions - Many retirees are purchasing larger homes in the Greater Bay Area for a fraction of the cost of similar properties in Hong Kong, with some spending around 1.7 million HKD (approximately 1.55 million RMB) for spacious apartments [5][9]. - The shift to the Greater Bay Area is also seen as a way to escape the cramped living conditions in Hong Kong, where many live in public housing or small apartments [15][19]. - The availability of high-quality, affordable retirement homes in Guangdong is attracting more Hong Kong residents, with many expressing dissatisfaction with the limited space and high costs of Hong Kong's nursing homes [24][25]. Group 4: Government Policies and Support - The Hong Kong government has initiated programs to support elderly residents moving to Guangdong, including the "Guangdong Care Home Service Plan," which subsidizes care for eligible seniors [7][26]. - The plan has expanded to include 24 care homes across nine cities in the Greater Bay Area, making it easier for Hong Kong seniors to access affordable care [26]. - The government also provides financial assistance to seniors who relocate, allowing them to maintain a better quality of life in retirement [25][26]. Group 5: Healthcare Considerations - Concerns about healthcare access and quality remain significant for retirees moving to the Greater Bay Area, with many seeking information on medical insurance and local healthcare services [30][33]. - The Hong Kong government offers a medical voucher program for seniors, but it primarily covers outpatient services, leaving many to consider additional private insurance for comprehensive coverage [33][34]. - The perception of healthcare efficiency in mainland China is improving, with some retirees noting shorter wait times and better service compared to Hong Kong [34][35].