10万港人，到广东养老

Core Viewpoint - The trend of Hong Kong retirees moving to the Greater Bay Area for a more affordable and fulfilling retirement lifestyle is gaining momentum, driven by lower living costs and better quality of life compared to Hong Kong [4][5][6]. Group 1: Retirement Lifestyle in the Greater Bay Area - A retired Hong Kong elder estimates that his retirement savings would last 20 years in Hong Kong but can stretch to 60 years in the Greater Bay Area due to lower living costs [6]. - Many retirees are sharing their experiences on platforms like YouTube, with popular videos on this topic receiving up to 600,000 views, indicating a growing interest in this lifestyle change [6]. - Official data shows that nearly 100,000 seniors aged 65 and above have settled in Guangdong Province, with a 40.5% increase over the past decade [6]. Group 2: Housing and Living Costs - Retirees like Li Miaoyan have purchased spacious homes in the Greater Bay Area for significantly lower prices compared to Hong Kong, with her 140 square meter home costing around 1.7 million HKD (approximately 1.55 million RMB) [6]. - Living expenses in the Greater Bay Area are considerably lower, with estimates suggesting that a monthly budget of 10,000 HKD is sufficient for a comfortable lifestyle [13]. - The cost of utilities and dining out is drastically reduced, with parking fees dropping from 30 HKD per hour in Hong Kong to 5 HKD in the Greater Bay Area [13]. Group 3: Government Initiatives and Support - The Hong Kong government has initiated programs to support elderly residents moving to Guangdong, including the "Guangdong Care Home Service Plan," which subsidizes care for eligible seniors [7][25]. - The plan has expanded to include 24 care homes in the Greater Bay Area, providing a viable alternative for Hong Kong seniors facing long waiting times for local care facilities [26][27]. - The government also offers financial support through a monthly allowance for seniors who meet certain criteria, making it easier for them to afford living in the Greater Bay Area [29]. Group 4: Challenges and Considerations - Despite the benefits, concerns about healthcare access and quality remain significant for retirees considering a move to the Greater Bay Area [32][34]. - Many retirees are unfamiliar with the local healthcare system and may need to purchase additional health insurance to cover potential medical expenses [35]. - The limited availability of high-quality care homes in Hong Kong, with long waiting times, further incentivizes the move to the Greater Bay Area [24][25].