10万港人，到广东养老

Core Viewpoint - The article discusses the growing trend of Hong Kong retirees moving to the Guangdong-Hong Kong-Macao Greater Bay Area for a more affordable and fulfilling retirement lifestyle, highlighting the financial benefits and improved quality of life compared to living in Hong Kong [7][8][9]. Group 1: Retirement Trends - Many Hong Kong retirees are relocating to the Greater Bay Area, with nearly 100,000 seniors aged 65 and above settling in Guangdong by mid-2024, marking a 40.5% increase over the past decade [8]. - The "Hong Kong vehicle northward" policy has made it fashionable for retirees to buy property, purchase electric vehicles, and travel within Guangdong [8][9]. - The choice of cross-border retirement is categorized into three types: returning to roots, revisiting familiar places, and settling in new environments, with the latter group increasing significantly [9]. Group 2: Cost of Living Comparison - Retirees report significant savings in living expenses after moving to the Greater Bay Area, with one retiree estimating that his retirement funds could last 60 years instead of 20 in Hong Kong due to lower costs [7]. - For example, a retiree noted that parking fees dropped from HKD 30 to HKD 5 per hour, and monthly electricity bills decreased from HKD 2,000 to HKD 200 after moving to Zhuhai [14]. - The overall monthly living expenses in Zhuhai can be as low as HKD 10,000, allowing retirees to enjoy a more relaxed lifestyle [14]. Group 3: Housing and Real Estate - The high cost of housing in Hong Kong has pushed many retirees to consider properties in the Greater Bay Area, where they can purchase larger homes at a fraction of the price [15][20]. - A retiree shared that they bought a 140 square meter home in Guangdong for HKD 1.7 million (approximately RMB 1.55 million), which is significantly cheaper than similar properties in Hong Kong [7]. - The article highlights that many retirees are opting for properties in cities like Zhongshan, which offer a better quality of life and affordability compared to Hong Kong [20]. Group 4: Elderly Care Facilities - The article discusses the inadequacy of elderly care facilities in Hong Kong, with an average waiting time of over three years for government-subsidized nursing homes, leading many to seek alternatives in Guangdong [24][25]. - The "Guangdong Care Service Plan" allows eligible Hong Kong seniors to receive care in Guangdong while still receiving government subsidies, making it an attractive option [26][27]. - Many high-end nursing homes in Guangdong are seeing increased interest from Hong Kong retirees, as they offer better living conditions and lower costs compared to Hong Kong facilities [30][31].