10万港人，到广东养老

Core Viewpoint - The trend of Hong Kong residents moving to the Greater Bay Area for retirement is gaining momentum, driven by lower living costs and the pursuit of financial freedom, allowing for a more comfortable lifestyle compared to Hong Kong [2][3][5]. Group 1: Financial Freedom and Cost of Living - A retired Hong Kong resident estimates that his retirement fund would last 20 years in Hong Kong but could extend to 60 years in the Greater Bay Area due to lower living costs [3]. - The average cost of living in the Greater Bay Area is significantly lower, with estimates suggesting that a monthly expenditure of 10,000 HKD is sufficient for a comfortable lifestyle [8][16]. - The cost of housing is drastically reduced, with a Hong Kong retiree purchasing a 140 square meter apartment in Guangdong for 1.7 million HKD (approximately 1.55 million RMB), a fraction of the price of similar properties in Hong Kong [4][5]. Group 2: Government Policies and Support - The Hong Kong government has initiated programs such as the "Guangdong Care Service Plan" to alleviate the pressure on local elderly care facilities, allowing eligible seniors to receive care in Guangdong [5][20]. - As of mid-2024, over 100,000 seniors aged 65 and above have settled in Guangdong, reflecting a 40.5% increase over the past decade [4][5]. Group 3: Lifestyle Changes and Integration - Many retirees have embraced a lifestyle that includes frequent travel within the Greater Bay Area, utilizing improved transportation links such as the Hong Kong-Zhuhai-Macao Bridge [6][7]. - The integration into mainland life is facilitated by the availability of services and products at lower prices, enhancing the overall quality of life for retirees [8][9]. Group 4: Challenges in Hong Kong's Elderly Care - The limited availability of elderly care facilities in Hong Kong, with only 79,100 beds for a population of 1.7 million seniors, has led many to seek alternatives in the Greater Bay Area [19][20]. - The waiting time for government-subsidized elderly care in Hong Kong can exceed three years, prompting a shift towards cross-border retirement options [19][20]. Group 5: High-End Elderly Care Facilities - There is a growing interest among Hong Kong's middle class in high-end elderly care facilities in mainland China, which offer better living conditions at competitive prices compared to Hong Kong [23]. - Facilities like the Tai Kang Yue Garden in Guangzhou provide comprehensive services, including 24-hour medical care, at a cost that is considered affordable for Hong Kong seniors [23][24].