Tesla(US:TSLA) 21世纪经济报道·2026-01-15 14:16Core Viewpoint - Xiaomi is implementing low-interest car purchase policies for its YU7 model, aiming to boost sales amid a competitive market, particularly against Tesla's offerings [1][2]. Group 1: Xiaomi's Car Purchase Policies - Xiaomi YU7 offers a low-interest purchase option starting with a down payment of 49,900 yuan and monthly payments as low as 2,593 yuan, available from January 16 to February 28 [1]. - An alternative "3 years 0 interest" plan is available, requiring a down payment of 74,900 yuan and monthly payments starting at 4,961 yuan [1]. Group 2: Competitive Landscape - Tesla has introduced a 7-year low-interest purchase plan for its Model 3/Y/Y L, with down payments starting at 79,900 yuan and monthly payments as low as 1,918 yuan for Model 3/Y [2]. - The Model Y L also offers a 5-year 0 interest option, with a down payment of 99,900 yuan and monthly payments starting at 3,985 yuan [2]. Group 3: Market Performance and Sales - Xiaomi's used car market has seen significant price drops, with the SU7 model's average price falling to 207,000 yuan, a decrease of over 7,000 yuan in one month [6]. - In its first full delivery year (2025), Xiaomi delivered over 410,000 vehicles, achieving a completion rate of 117% of its annual target [6]. - The SU7 model is the best-selling vehicle in the 200,000 yuan and above category, while the YU7 has been the top-selling mid-to-large SUV, delivering over 150,000 units in six months, which is 2.3 times the SU7's delivery in the same period [6].