财政部发布一系列新政:个人消费贷贴息期限延长
Wind万得·2026-01-20 04:22

Group 1 - The Ministry of Finance, in collaboration with the central bank and other regulatory bodies, has announced a series of notifications to optimize personal consumption loan interest subsidy policies, extending the implementation period to the end of 2026 [3] - The personal consumption loan interest subsidy policy will now be effective from September 1, 2025, to December 31, 2026, allowing residents to enjoy subsidies for qualifying consumption during this period [3] - A new policy for small and micro enterprises has been introduced, providing a 1.5% annual interest subsidy on fixed asset loans, with a maximum subsidy loan size of 50 million yuan per entity, effective from January 1, 2026, for a period of up to 2 years [3] Group 2 - The service industry loan interest subsidy policy has also been extended until December 31, 2026, with specific provisions for loans issued between March 16, 2025, and December 31, 2025 [4] - A subsidy of 1.5% on fixed asset loans for equipment upgrades will be provided, applicable to loans issued from the date of loan issuance for a maximum period of 2 years, with the policy effective until December 31, 2026 [4] - A special guarantee plan for private investment has been established with a quota of 500 billion yuan, to be implemented over two years [4]