Core Viewpoint - The article discusses the "Action Plan for the Insurance Industry to Support Technological Innovation and Industrial Development in Shenzhen (2026-2028)" which aims to enhance the role of insurance in fostering high-quality development of new productivity through innovation and risk management [1]. Group 1: Focus on Artificial Intelligence - The plan emphasizes the establishment of an Artificial Intelligence Insurance Innovation Center to address risks across the entire AI industry chain, developing comprehensive insurance products that cover foundational, technical, and application layers [3][4]. - The center aims to create a matrix of insurance products by 2026, integrate resources for collaborative risk governance, and promote AI applications in international markets, establishing a replicable "Shenzhen model" [4]. Group 2: Low-altitude Economy Integration - Shenzhen's low-altitude economy is rapidly developing, supported by advanced infrastructure and the introduction of the low-altitude intelligent integration system (SILAS), which enables digital management of low-altitude airspace [6][7]. - The insurance sector is addressing new risks associated with urban air mobility (UAM) and low-altitude logistics by providing tailored insurance solutions, enhancing market confidence and facilitating the commercialization of new technologies [7]. Group 3: Data Ecosystem Development - The action plan calls for exploring data interaction paths for insurance institutions to enrich data supply in the low-altitude industry, which is crucial for product innovation and risk management [9]. - The SILAS system's open platform will allow for compliant sharing of flight data, aiding in precise pricing and intelligent claims processing, thus addressing the challenge of insufficient risk data in the insurance industry [9]. Group 4: Future Outlook - With the implementation of the action plan, Shenzhen aims to create a financial support system that comprehensively covers emerging industries like AI and low-altitude economy, ultimately contributing to a replicable risk governance model for the nation [10].
金融服务AI与低空经济“深圳方案”又有新突破！