配置阶段，不要过于在乎成本

Group 1 - The core viewpoint emphasizes the importance of patience and ignoring market noise to make sound investment decisions, suggesting that most investors fail to do so and thus miss out on profits [3] - It highlights the significance of grasping major trends for substantial gains, noting that many investors can identify these trends but often lose sight of them during minor fluctuations due to human emotions like greed and fear [3] - The article advises against focusing too much on cost during the allocation phase, suggesting that securing bottom shares is more crucial for future success [3][4] Group 2 - It argues that market downturns are not necessarily negative, especially in a bull market, as they can accelerate and strengthen trends, with large funds often testing market reactions before launching upward movements [4] - The mindset of investors is deemed critical, with the assertion that incorrect investments remain wrong regardless of external validation, while correct investments hold true even without external approval [4] - The article introduces the "Snowball Three-Point Method," which promotes long-term investment and asset allocation through diversification across assets, markets, and timing to achieve diversified investment returns and risk mitigation [5]