“流量的尽头是放贷”，这话还真没骗人

Group 1 - The financial regulatory authority has recently conducted discussions with several platforms regarding their lending practices [1] - There is a growing trend among major internet platforms to engage in lending, as they have reached a saturation point in their primary business growth [3] - The lending business is perceived as highly profitable due to the platforms' access to vast user data, allowing for effective risk management and quick monetization compared to traditional e-commerce and advertising [4]