每日钉一下(什么是定投的微笑曲线?)
银行螺丝钉·2026-02-26 09:10

Group 1 - The article emphasizes that funds are very suitable investment products for ordinary people [2] - It suggests that new investors should consider specific types of funds and outlines the importance of psychological preparation for long-term investment [3] - A free course is offered to help new investors understand fund investment from scratch, along with supplementary materials like course notes and mind maps for efficient learning [3] Group 2 - The article introduces the concept of the "smile curve" in systematic investment, which involves investing when the market is undervalued and maintaining investments during downturns [8] - It describes three main phases of systematic investment: undervalued investment, the beginning of the upward phase of the smile curve, and the point where the investment starts to generate profits [9] - The first phase, undervalued investment, allows investors to lower their average cost, enabling profitability without needing to return to the original price [10] - The second phase indicates the start of a rebound for many investment varieties from the bottom [11]

每日钉一下(什么是定投的微笑曲线?) - Reportify